<strong>ملخص الدراسة:</strong>

An online payment system allows a customer to make a payment to an online merchant or a service provider. Payment gateway is a channel between customer and payment processor. Gateway should use various security tools to secure a customer’s payment information like debit or credit card information. However, the security provided by a payment gateway cannot completely protect a customer’s payment Information. The merchant also has the ability to obtain the payment information in some form. Furthermore, many merchants have no standard payment policy. So they can not provide a secure payment environment to their customers. Consequently, this exposes a customer’s payment information to risks. It could be stolen by hackers and spammers. In this thesis we propose a new approach to payment systems in which a customer’s payment information cannot be obtained by a merchant. A customer sends his payment information directly to a payment gateway and a payment gateway, upon verifying the transaction, sends a payment to the appropriate merchant. We use the QR code to simplify the process and to make the process more secure, simple, and fast.

<strong>توثيق المرجعي (APA)</strong>

ملخص الدراسة:

An online payment system allows a customer to make a payment to an online merchant or a service provider. Payment gateway is a channel between customer and payment processor. Gateway should use various security tools to secure a customer’s payment information like debit or credit card information. However, the security provided by a payment gateway cannot completely protect a customer’s payment Information. The merchant also has the ability to obtain the payment information in some form. Furthermore, many merchants have no standard payment policy. So they can not provide a secure payment environment to their customers. Consequently, this exposes a customer’s payment information to risks. It could be stolen by hackers and spammers. In this thesis we propose a new approach to payment systems in which a customer’s payment information cannot be obtained by a merchant. A customer sends his payment information directly to a payment gateway and a payment gateway, upon verifying the transaction, sends a payment to the appropriate merchant. We use the QR code to simplify the process and to make the process more secure, simple, and fast.

توثيق المرجعي (APA)